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Point wants to provide credit card rewards with debit cards – TechCrunch

While Point is technically providing a bank account, the company focuses on rewards associated with a debit card. The incentives between credit card companies and cardholders are misaligned,” Point co-founder and CEO Patrick Mrozowski told me. When Mrozowski first got a credit card, he was spending a ton of money to reach a certain level of spending and unlock the sign-up bonus. When you sign up, you get a debit card with some level of insurance as it’s a Mastercard World Debit card. You can connect your Point account with another bank account using Plaid.

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