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Why BNPL Payments Could Be The Next Financial Revolution

BNPL is unique as it is a credit instrument with a CX of a payment instrument. Around a third of US-based millennials said in an October 2020 survey by Bankrate that they’ve been rejected for credit cards and other financial products. Even pre-pandemic, there were merely 41 million credit cards in circulation in 2018, versus 980 million debit cards. BNPL payments could be the next financial revolution in the country. Powered by the needs and wants of the digital native generation, technological innovations like BNPL will play a key role in driving the evolution of the credit and payments space.

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